Often, our clients are called upon to render coverage opinions on first-party issues. These issues include, but are not limited to, collapse, wind-driven rain, wear and tear, hidden decay, flooding, business interruption, and extra expense issues. Many of these “coverage” issues are fact sensitive, requiring a clarification. Consequently, in cases such as those involving fires, an Examination Under Oath is required. Once a fact pattern is crystallized, then research is performed. Historically, it has been our approach to render coverage opinions which are not equivocal and assert the “most likely” outcome.
Furthermore, insurance issues in this day and age, are inextricably connected to claims of “bad faith.” This sensitive topic often requires insight to how property claims are adjusted and handled. Crawford & McElhatton has the requisite experience in this field, and has given opinions concerning bad faith, as well as tried bad faith cases.
In sum, Crawford & McElhatton is uniquely situated to provide coverage opinions as well as litigate these issues, when necessary.
To refer a new matter in this area, please e-mail us.